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In ancient mythology and folklore, silver is seen to have magical powers, used to conquer and combat monsters and used to ultimately overcome challenges faced by Knights and heroes of old. 

In Nigeria, one of the monsters that have needed to be faced head on is a regime of high interest rates and its impeding effects on the growth of the country. Most recently, the Central Bank of Nigeria (CBN), led by Governor Godwin Emefiele, decided to take on the challenge of addressing this deterrent to domestic economic growth in Nigeria.

Historically in Nigeria, interest rates have always been high, …